Update your home sooner with our 0% Interest Payment Plan

Turn your home improvement plan into a reality and pay back over time with a 0% Interest Payment Plan^. Available for purchases from $1,000 to $30,000.

How it works

Applying for a Brighte 0% Interest Payment Plan* is fast and easy, follow these steps!

Apply for your payment plan
Step 1: Apply for your payment plan

Your vendor will take you through the short online application, you will typically receive an outcome within 10 seconds

Don’t have a vendor yet? Let us help you find one through the Brighte Marketplace

Confirm your home improvement has been completed
Step 2: Confirm your home improvement has been completed

This will activate your Brighte Payment Plan.

Repay in easy instalments
Step 3: Repay in easy instalments

Your repayments are fortnightly and start only when you confirm the job’s done.

Join the Brighte community
Step 4: Join the Brighte community

Learn more about how to make the most of your purchase.

What can I buy with Brighte?

Choose from hundreds of Brighte accredited vendors. If you’re too busy to browse, request a quote today and we will automatically match you to up to three Brighte vendors.

Need help finding a Brighte accredited vendor? We have you covered.

Simply visit our marketplace, where you can find Brighte accredited vendors in your area

Easily manage your account through the Brighte App

Check your balance, make extra payments or re-use for further home improvement projects. 

Download today

Tips, tricks and inspiration

^Information is current as at 21st May 2019 and are subject to change.  Loan term range from 6-60 months. Late payment fee of $4.99 may be charged by Brighte if you miss a repayment. Late fees are capped at $49.90 per calendar year. Not all vendors offer all terms. Please check with your vendor on which payment terms they offer. 

* A $1.00 Weekly Account Keeping Fee is applicable for approved applicants. Minimum finance amount $1,000.A late payment fee of $4.99 may be charged if you miss a repayment.  Late fees are capped at $49.90 per calendar year.