NSW Government funded · delivered by BrighteNSW Home Energy Saver Loan
Source: Home Energy Saver Loan page →
NSW Home Energy Saver Loan
0% interest finance for eligible home energy upgrades. Up to $15,000 for eligible NSW households, installed by a Brighte-accredited installer.
- Use for
- Eligible energy saving upgrades for NSW homes.
- Finance amount
- $2,000 – $15,000. Borrow up to $15,000 at 0% interest.
- Interest rate
- 0% interest rate.
- Repayment terms
- Up to 10 years
- Customer fees
-
- $0 establishment fee
- $0 weekly account keeping fee
- $0 introducer fee
- $4.99 late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90/year)
- Eligible upgrades
-
- Solar system
- Solar & battery system
- Battery storage
- EV charger
- Hot water heat pump
- Eligible reverse-cycle air conditioning
- Induction cooktops
All products must meet program requirements and be installed by a Brighte-accredited installer. Eligible upgrades are subject to change — refer to energy.nsw.gov.au/home-energy-saver for the most up-to-date list.
- Installer requirement
- A Brighte-accredited installer who holds current NETCC accreditation, a mandatory program requirement.
- Household eligibility
-
- The household’s total taxable income not exceeding $150,000 per year.
- The property is located in NSW.
- The applicant is the homeowner or landlord.
- Meets our credit assessment requirements.
- The loan is available across NSW and is subject to Brighte approval.
- The applicant is an Australian Citizen or Permanent resident.
- The property is not social housing or used for short-stay accommodation.
Required wording
Home Energy Saver loans are funded by the NSW Government and delivered by Brighte. Eligibility criteria and approved upgrade requirements apply. Loans are subject to Brighte’s assessment. All applications for credit are subject to Brighte’s credit approval.
Information and interest rates are subject to change. A $4.99 late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90/year).