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Brighte HEUF Discounted Green Loan

Our discounted rate is supported by the CEFC through their Household Energy Upgrades Fund™.

  • Borrow up to $65,000
  • Discounted interest rate at 8.49% p.a.*
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Get our discounted rate for batteries and energy efficient upgrades

The Clean Energy Finance Corporation (CEFC) are working with Brighte to support our discounted loan through their $1 billion Household Energy Upgrades Fund (HEUF).

About the loan

Finance amount
$2,000 - $65,000
Eligible products
  • Battery storage
  • Solar & battery combo
  • Hot water heat pumps
  • Double-glazing
  • Non-ducted single-split air conditioner
  • EV chargers
  • Solar hot water systems
Repayment terms

2-10 years subject to product eligibility

Interest rate

Discounted interest rate at 8.49% p.a.*

Comparison rate 10.21% p.a.^

Customer fees
  • Establishment fee starting from $199 added to loan amount*
  • $2.99/weekly account keeping fee included in repayments
  • No fee for early repayment
Eligibility
  • Be 18 years or over and an Australian resident
  • Have an Australian driver's licence, passport or Medicare card
  • Provide your own email address and mobile number
  • Own or purchasing your home where property value does not exceed $2.5 million

* Information and interest rates are current as at 1 Oct 2026 and are subject to change. Other fees applicable include a $2.99/weekly account keeping fee and a late payment fee of $4.99 may be charged if you miss a repayment. All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.

^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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FAQs

What is the Household Energy Upgrades Fund (HEUF)?

The Household Energy Upgrades Fund (HEUF) is a Clean Energy Finance Corporation (CEFC) program that supports discounted loans for home energy upgrades. Brighte uses HEUF funding to offer the Brighte HEUF Discounted Green Loan at a lower rate than its standard Green Loan.

Who is eligible for the Brighte HEUF Discounted Green Loan?

You may be eligible for the Brighte HEUF Discounted Green Loan if you're 18 or over, an Australian resident, and own or are buying a home valued at up to $2.5 million. All applications are subject to Brighte's credit approval.

What is the interest rate on the Brighte HEUF Discounted Green Loan?

The Brighte HEUF Discounted Green Loan has a fixed rate of 8.49% p.a. (comparison rate 10.21% p.a.), a discount on the standard Brighte Green Loan, which starts from 9.99% p.a.

What upgrades can I finance with the Brighte HEUF Discounted Green Loan?

The Brighte HEUF Discounted Green Loan covers battery storage, solar and battery combos, hot water heat pumps, double glazing, non-ducted single-split air conditioners, EV chargers and solar hot water systems.

What fees apply to the Brighte HEUF Discounted Green Loan?

The Brighte HEUF Discounted Green Loan has a tiered establishment fee starting from $199, which increases with the loan amount and is added to the loan, and a $2.99 weekly account-keeping fee included in your repayments. A $4.99 late fee may apply if you miss a repayment, and there's no fee for repaying early.

How is the Brighte HEUF Discounted Green Loan different from the Brighte Green Loan?

The Brighte HEUF Discounted Green Loan has a lower rate (8.49% p.a. vs from 9.99% p.a. on the standard Brighte Green Loan), a narrower list of eligible upgrades, and a $2.5 million property value limit. Both loans lend up to $65,000.

How do I apply for the Brighte HEUF Discounted Green Loan?

Tell your Brighte vendor you want the Brighte HEUF Discounted Green Loan when you get your quote, and they'll help you apply. Need a vendor? Find one in the Brighte Marketplace.