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Wooden floor being fit

Brighte Personal Loan

You can use the Brighte Personal Loan for home improvement projects, such as decking, landscaping, plumbing, outdoor blinds and more.

  • Borrow up to $30k
  • 8.99% p.a. fixed interest rate
  • Approval within 1-3 business days
Enquire now

About the Brighte Personal Loan

Finance amount
$1,000 - $30,000
Eligible products
  • Garden and outdoors
  • Electrical and plumbing
  • Blinds and shutters
  • Heating and cooling improvements
  • Bathroom and kitchen renovations
  • Pools and spas
  • Carports, patio’s and sheds
Repayment terms
2 to 7 years
Interest rate

8.99% p.a.* fixed interest rate

Comparison rate 9.86% p.a.^

Customer fees
  • $299 establishment fee added to loan amount
  • $1.50/weekly account keeping fee included in repayments
  • No fee for early repayment
  • Be over 18 years old and an Australian resident or citizen
  • Own or purchasing a home
  • Have an Australian driver's license or Passport, or Medicare Card
  • Be employed, self-employed, a self-funded retiree; or are receiving the Government Age Pension
    • If employed, provide a 90 day bank statement or 2 recent payslips
    • If self-employed, provide latest ATO Notice of Assessment
    • If you are retired/pensioner, provide 90 day bank statement or pension/superannuation statement

* Information and interest rates are current as at 26 March 2021 and are subject to change. Fees applicable include: Establishment fee of $299 and $1.50/weekly account keeping. Late payment fee of $4.99 may be charged by Brighte if you miss a repayment. All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.

^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Photo of Bill's family

Very good service

Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.

Bill - Father of four from Sheidow Park, SA

What's your next project?


How do you calculate monthly payments?

Calculate your potential monthly repayments using our Brighte repayment calculator

What is a fixed rate?

A fixed rate is one rate for the entire period of your loan. You may see other products, show ‘rates from’.

See more information on the Brighte Green Loan and Brighte Personal Loan.

How much can I borrow for a home renovation?

Brighte provides finance for your home improvement jobs ranging between $1k and $30K.