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Wooden floor being fit

Brighte Personal Loan

You can use the Brighte Personal Loan for home improvement projects, such as decking, landscaping, plumbing, outdoor blinds and more.

  • Borrow up to $45,000
  • From 11.49% p.a. fixed interest rate
  • Approval within 1-3 business days
Enquire now

About the Brighte Personal Loan

Finance amount
$1,000 - $45,000
Eligible products
  • Garden and outdoors
  • Electrical and plumbing
  • Blinds and shutters
  • Heating and cooling improvements
  • Bathroom and kitchen renovations
  • Pools and spas
  • Carports, patio’s and sheds
Repayment terms
2 to 7 years
Interest rate

From 11.49% p.a.* fixed interest rate

Comparison rate 12.97% p.a.^

Customer fees
  • Establishment fee starting from $199 added to loan amount*
  • $2.70/weekly account keeping fee included in repayments
  • No fee for early repayment
  • Be 18 years or over and an Australian resident
  • Have an Australian driver's licence, passport or Medicare card
  • Provide your own email address and mobile number

* The advertised interest rate is our lowest rate based on a customer with an excellent credit profile. The final interest rate, repayment amount, and establishment fee will be provided if an application for credit is approved. Information and interest rates are current as at 4 Jun 2024 and are subject to change. Other fees applicable include a $2.70/weekly account keeping fee and a late payment fee of $4.99 may be charged if you miss a repayment. All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.

^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Photo of Bill's family

Very good service

Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.

Bill - Father of four from Sheidow Park, SA

What's your next project?


How do you calculate fortnightly payments?

Calculate your potential fortnightly repayments using our Brighte repayment calculator

What is a fixed rate?

A fixed rate is one rate for the entire period of your loan. You may see other products, show ‘rates from’.

See more information on the Brighte Green Loan and Brighte Personal Loan.

How much can I borrow for a home renovation?

Brighte provides finance for your home improvement jobs ranging between $1,000 and $45,000.