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White bungalow with steps leading up to front door. And a beautiful manicured front garden and white wooden fence surround.
Homeowners

Choose your next home improvement, and finance it with Brighte

Ready for your next home improvement? Find a vendor and pay with Brighte. We have 2,500+ vendors on standby.

  • Borrow up to $45,000
  • Fortnightly repayments
  • 2,500+ vendors
Compact backyard with bbq, seating and wooden paneling on the left. Towards the back of the garden there's a small pool surrounded by luscious green plants. A bright yellow awning covers the entertaining section.

Let's get your dream home underway

Home improvements, additions and maintenance can improve the liveability and sustainability of your home, especially with careful planning, thoughtful design and a considered choice of an expert to guide you. It can also be financially rewarding – adding value to both your property and lifestyle. Search our home improvement categories to get started.

  • Increase your property's value
  • Make your home more eco-friendly
  • Improve the liveability of your home
Photo of Bill's family

Very good service

Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.

Bill - Father of four from Sheidow Park, SA

Brighte finance options

We want every Australian home to have access to affordable energy solutions and home renovations.

How do you calculate fortnightly payments?

Calculate your potential fortnightly repayments using our Brighte repayment calculator

How do payment plans work?

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

What is the catch with 0% financing?

There is no catch when you use Brighte, we are upfront and honest about our fees and charges.

0% Interest

The Brighte 0% interest payment plan provides the opportunity to tick off home improvements, or upgrade your energy efficiency today, and pay back over time.

  • 0% Interest rate
  • 6 months to 5 years Repayment terms
Learn more

Personal Loan

The Brighte Personal Loan offers a fixed interest rate, available to exclusively finance home improvements.

  • From 11.49% p.a.* Fixed interest rate
  • 12.97% p.a.^ Comparison rate
  • 2 to 7 years Repayment terms
Learn more

* The advertised interest rate is our lowest rate based on a customer with an excellent credit profile. The final interest rate, repayment amount, and establishment fee will be provided if an application for credit is approved. Information and interest rates are current as at 4 Jun 2024 and are subject to change.

Personal Loan fees - Establishment fee starting from $199* and $2.70/weekly account keeping. Late payment fee of $4.99 may be charged if you miss a repayment.

0% Interest Payment Plan fees - Establishment fee of $75 and $2.15/weekly account keeping. Late payment fee of $4.99 (capped at $49.90/year) may be charged if you miss a repayment.

All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.

^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is true only for these examples and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.