Finance for reverse cycle electric heating & cooling systems
Speak to one of our vendors about finding the right solution for your home. You can lower your energy costs over time when compared to portable units.
- Borrow up to $45,000
- Fortnightly repayments
- 2,200+ vendors
Benefits of reverse cycle systems
Reverse cycle electric heating and cooling systems provide an energy efficient air conditioning solution that suits Aussie climates; extreme heat and in the same locations extreme cold. There is no one size fits all approach when selecting the right system for your home, speaking to a trusted installer will help ensure you get the ideal system for your needs
Very good service
Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.
Bill - Father of four from Sheidow Park, SA
Brighte finance options
We want every Australian home to have access to affordable energy solutions and home renovations.
How do you calculate fortnightly payments?
Calculate your potential fortnightly repayments using our Brighte repayment calculator
How much can I borrow for a home renovation?
Brighte provides finance for your home improvement jobs ranging between $1,000 and $30,000.
How do payment plans work?
Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.
Read more product information about the 0% Interest Payment Plan.
What is the catch with 0% financing?
There is no catch when you use Brighte, we are upfront and honest about our fees and charges.
0% Interest
The Brighte 0% interest payment plan provides the opportunity to tick off home improvements, or upgrade your energy efficiency today, and pay back over time.
- 0% Interest rate
- 6 months to 5 years Repayment terms
Green Loan
The Brighte Green Loan is a fixed interest rate, structured the same way as a personal loan, and is used to finance energy efficient products.
- From 9.49% p.a.* Fixed interest rate
- 10.70% p.a.^ Comparison rate
- 2 to 7 years Repayment terms
* The advertised interest rate is our lowest rate based on a customer with an excellent credit profile. The final interest rate and repayment amount will be provided if an application for credit is approved. Information and interest rates are current as at April 2023 and are subject to change.
Green Loan fees - Establishment fee of $299 and $2.70/weekly account keeping. Late payment fee of $4.99 may be charged if you miss a repayment.
0% Interest Payment Plan fees - Establishment fee of $75 and $2.15/weekly account keeping. Late payment fee of $4.99 (capped at $49.90/year) may be charged if you miss a repayment.
All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.
^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is true only for these examples and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.