Finance for reverse cycle electric heating & cooling systems
Speak to one of our vendors about finding the right solution for your home. You can lower your energy costs over time when compared to portable units.
- Borrow up to $30k
- Fortnightly repayments
- 2,100+ vendors
Benefits of reverse cycle systems
Reverse cycle electric heating and cooling systems provide an energy efficient air conditioning solution that suits Aussie climates; extreme heat and in the same locations extreme cold. There is no one size fits all approach when selecting the right system for your home, speaking to a trusted installer will help ensure you get the ideal system for your needs

Very good service
Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.
Bill - Father of four from Sheidow Park, SA
Brighte finance options
We want every Australian home to have access to affordable energy solutions and home renovations.
How do you calculate monthly payments?
Calculate your potential monthly repayments using our Brighte repayment calculator
How much can I borrow for a home renovation?
Brighte provides finance for your home improvement jobs ranging between $1k and $30K.
How do payment plans work?
Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.
Read more product information about the 0% Interest Payment Plan.
What is the catch with 0% financing?
There is no catch when you use Brighte, we are upfront and honest about our fees and charges.
0% Interest
The Brighte 0% interest payment plan provides the opportunity to tick off home improvements, or upgrade your energy efficiency today, and pay back over time.
- 0% Interest rate
- 6 months to 5 years Repayment terms
For 0% interest payment plan
Green Loan
The Brighte Green Loan is a fixed interest rate, structured the same way as a personal loan, and is used to finance energy efficient products.
- Fixed interest rate
- 6.76% p.a.^ Comparison rate
- 2 to 7 years Repayment terms
About the Brighte Green Loan