How we protect you


Brighte encrypts all communications to the same industry standard that banks use. This encryption ensures your data is protected at all times.

Timeouts & lockouts

If you stop using the Portal or BrightePay app for a period of time and haven't logged out, we'll log you out. If someone tries to guess your password, your account will temporarily be locked after a number of failed attempts.

Independent audits

Our systems are subjected to periodic manual and automated security audits from globally recognised security consultancies to ensure our processes have been scrutinised to industry best practice.

SMS verification

Verification codes are sent directly to your phone to authorise transactions. You will always know exactly when your account is being used.


Industry standard firewalls and network isolation constantly monitor the flow of network traffic in and out of our infrastructure and prevent unauthorised access.

Activity audits

Accounts are monitored on an ongoing basis in order to protect our customers' data and to prevent fraud.

Who is Brighte?

Brighte Capital Pty Ltd ACN 609 165 906 is an Australian owned company which provides a low cost, no interest payment plan called BrightePay. Brighte takes the hassle out of buying goods for your home, allowing you to start enjoying your purchase today but you pay it back in easy instalments over time. Brighte's facility also allows you to redraw up to your available limit for future purchases through our accredited Vendor network, interest free! We never charge you interest, there are no hidden fees and there is no early termination fee if you want to pay out early.

For more information, please read our FAQS page. If you have questions, call Brighte on 1300 BRIGHTE (1300 27 4448) or email

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