Brighte Green Loan
You can use the Brighte Green Loan for energy efficient products such as solar, batteries, solar hot water, and solar heating and cooling.
- Borrow up to $65,000
- From 9.99% p.a. fixed interest rate*
About the Brighte Green Loan
- Finance amount
- $2,000 - $65,000
- Eligible products
-
- Solar panels
- Battery storage
- Inverters
- Solar system and battery combo
- Off-grid system
- Solar heating and cooling improvements
- Double glazing windows and doors
- Repayment terms
-
2-10 years subject to product eligibility
- Interest rate
-
From 9.99% p.a.* fixed interest rate
Comparison rate 11.70% p.a.^
- Customer fees
-
- Establishment fee starting from $199 added to loan amount*
- $2.99/weekly account keeping fee included in repayments
- No fee for early repayment
- Eligibility
-
- Be 18 years or over and an Australian resident
- Have an Australian driver's licence, passport or Medicare card
- Provide your own email address and mobile number
* The advertised interest rate is our lowest rate based on a customer with an excellent credit profile. The final interest rate, repayment amount, and establishment fee will be provided if an application for credit is approved. Information and interest rates are current as at 1 Oct 2026 and are subject to change. Other fees applicable include a $2.99/weekly account keeping fee and a late payment fee of $4.99 may be charged if you miss a repayment. All applications for credit are subject to Brighte’s credit approval. Fees, terms and conditions apply.
^ Comparison rate calculated on an unsecured loan amount of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Very good service
Brighte approved my $3,000 loan within minutes. The installation went very smoothly and the system proved to be everything I expected and more.
Bill - Father of four from Sheidow Park, SA
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FAQs
What interest rate does the Brighte Green Loan charge?
Brighte Green Loan rates start from 9.99% p.a. fixed (comparison rate 11.70% p.a.), and your final rate is set when you're approved. Because the rate is fixed, it stays the same for the whole loan term, so your repayments don't change.
What can I use the Brighte Green Loan for?
The Brighte Green Loan covers energy-efficient upgrades: solar panels, batteries, inverters, solar and battery combos, off-grid systems, solar heating and cooling, and double-glazed windows and doors.
What fees apply to the Brighte Green Loan?
The Brighte Green Loan has a tiered establishment fee starting from $199, which increases with the loan amount and is added to the loan, and a $2.99 weekly account-keeping fee included in your repayments. A $4.99 late fee may apply if you miss a repayment, and there's no fee for repaying your Green Loan early.
What's the difference between the Brighte Green Loan and the Brighte Personal Loan?
The Brighte Green Loan is for energy-efficient upgrades, lending up to $65,000 over 2 to 10 years from 9.99% p.a. (comparison rate 11.70% p.a.). The Brighte Personal Loan is for other home improvements, lending up to $45,000 over 2 to 7 years from 11.99% p.a.
How does a solar loan from Brighte work?
Once you're approved for a Brighte Green Loan, Brighte pays your solar installer directly when the job is complete. Your repayments to Brighte start after that, at a fixed rate, over a term of 2 to 10 years.
Can I get a lower rate than the Brighte Green Loan for some upgrades?
Yes, the Brighte HEUF Discounted Green Loan offers a lower rate than the Brighte Green Loan: 8.49% p.a. fixed (comparison rate 10.21% p.a.) for batteries, heat pumps, double glazing and other selected upgrades. It's supported by the Clean Energy Finance Corporation's (CEFC) Household Energy Upgrades Fund.