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0% Interest Payment Plan

Brighte's 0% Interest Payment Plan can be used for your energy efficient upgrades like solar and batteries, or for home improvement projects such as kitchen and bathroom renovations, landscaping and more!

  • Borrow up to $45,000
  • Fortnightly repayments

Are you in the ACT or Tasmania?

You could be eligible for a 0% interest loan as part of the ACT Sustainable Household Scheme or the TAS Energy Saver Loan Scheme.

ACT Sustainable Household Scheme

Learn more

TAS Energy Saver Loan Scheme

Learn more

About the 0% Interest Payment Plan

Finance amount
$1,000 - $45,000
Repayment terms
6 to 60 months
Interest rate
Eligible products
Solar and home improvement projects
Customer fees
  • $2.15/weekly account keeping fee included in repayments
  • $75 establishment fee payable on your first repayment date
  • $4.99 late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90/year)
  • No fee for early repayment
  • Other fees and charges may be applicable
Eligibility & terms
  • Be 18 years or over and an Australian resident
  • Have an Australian driver's licence, passport or Medicare card
  • Provide your own email address and mobile number

All applications for credit are subject to Brighte's credit approval. Fees, terms and conditions apply.
For loans above $30,000, applicants will be required to provide verification of income.

Get quotes and finance for your next project


How do payment plans work?

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

How do you calculate fortnightly payments?

Calculate your potential fortnightly repayments using our Brighte repayment calculator