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Commercial Credit Underwriter

Full Time, Permanent — Sydney, NSW

Apply now or see all openings

Commercial Credit Underwriter

Brighter Together
At Brighte, we believe every Australian deserves access to a sustainable and comfortable home. How do we help Australian’s achieve this? We build innovative mobile and web platforms, responsible and seamless financial solutions, and relationships with customers and vendors that last. Our addressable market is massive and rooted in a positive mission that empowers Australian’s and the growing and critically important sustainability market. 
We have been recognised for our incredible work in diversity and inclusion and have a leadership team that is passionate about building a high-performing culture where people feel a sense of belonging. If you’re keen to work for a mission-driven company, with smart people who live and breathe Brighte’s values, have a read below. 
The Role
As a Commercial Credit Underwriter in the Operations team, you will be responsible for evaluating financial information and risks, as well as making decisions on loan grants for unsecured commercial credit applications.
You will also assist with vendor accreditations where required.
In this role, you will work closely with and support the Head of Credit Operations and/or Senior Credit Manager on projects and ad hoc matters.
Along with your fellow Underwriters, you will collaborate with the wider team including: Customer Service, Settlements, Sales, Finance etc to ensure quality, speed and accuracy is maintained.
Who You Are
You already have a few years under your belt in in finance, banking, settlements or collections, with some commercial exposure. With a risk thinking mindset when looking at financials and business structures.
Brighte's values resonate strongly with you and you can envision yourself as a part of our story.
What You Will Do
You will assess Commercial credit applications in accordance with company policies and the commercial risk environment.
You'll manage all aspects of the Commercial underwriting process - verify application data, analyse credit reports, research businesses and property, financial analysis.
Assess and review credit and fraud risk of vendors applying for accreditation.
You will be the primary point of escalation between sales management and the credit department.
What You Will Bring
You are driven and ambitious - you can demonstrate how you have navigated your career up to this point, and have clear goals moving forward.
A keen eye for process improvement, increasing efficiency and accuracy of our processes.
Strong communication skills between different internal departments, as well as our customers and vendors.
Why Brighte?
Employee Share Options. We want to build a successful company which means sharing the potential upside together.
Flexible working. It's all about balance so feel free to work from home when you need to.
Generous Parental Leave Policy. We couldn't get where we are today without our families.
Diversity and Inclusion. Winning Best Workplace Diversity award at the 2020 Finnies.
Employee Assistance Program. For confidential financial, work, relationship, or wellbeing support. 
Recognition and Reward Brighte Stars program. We drive a culture of recognition and celebration by shining a light on our accomplishments and everyday victories.
We’re a high performing team and proud to be backed by investors who believe in our mission and the opportunity we have ahead of us. Airtree Ventures, Mike Cannon-Brookes’ Grok Investments, Kim Jackson and Scott Farquhar’s Skip Capital as well as Qualgro Partners continue to help us scale our teams and products. 

We’re recognised as one of Australia’s leading fintech companies, having been ranked the 6th fastest growing Technology Business in Australia in the Deloitte Fast 50/500 (2020) and winning the inaugural Finder Green Award (2020). We’ve also been recognised as a leading FinTech by the Australian Financial Review, Fintech Business Awards and KPMG. 
Apply now or see all openings
Mix of Brighte staff and company stats Mix of Brighte staff and company stats


Don’t just take our word for it. Here’s what people are saying on Glassdoor.

“Simply the best place. you wont regret here. Lot of stuff to do and learn and you're free to do so.”

Software Engineer Current Employee

“Heaps of opportunity to grow exponentially. Working with Katherine is an experience in itself. Fast paced not startup anymore.”

Operations Current Employee

“Friendly people, efficient team, good career opportunity”

Team Leader Former Employee

“Good working environment and work-life balance.”

Investment Manager Current Employee