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Senior Credit Manager

Full Time, Permanent — Sydney, NSW

Apply now or see all openings

Senior Credit Manager

What you'll do

  • Lead a team of Consumer Credit underwriters assessing applications within delegated underwriting authority in accordance with Company policies, procedures, SLAs and commercial risk environment.
  • Manage daily workflow key activities ensuring all SLAs are adhered to.
  • Act as primary point of escalation between sales management and ops/credit department for consumer applications.
  • Provide sound, high quality recommendation to management on complex applications.
  • Assist colleagues through knowledge sharing and coaching of team members in Sydney and overseas.
  • Provide input and feedback regarding credit policies and procedures, increasing the efficiency and accuracy of our processes.
  • Improve current process to help streamline application processing and reduce risk.
  • Implement and monitor first line defence strategies to determine credit and fraud risk.
  • Assist in the development of Brighte’s credit management frameworks.
  • Who you are

  • 5 years plus experience in lending in either a bank, equipment finance or supply chain finance.
  • Proven experience as a collaborative, solutions-based credit underwriter who can work effectively with sales and key stakeholders.
  • Exposure to all stages of the credit approval process including customer engagement, verification and credit decisioning.
  • Lending delegation experience of more than 3 years.
  • Understanding of relevant regulatory legislation under the Australian Securities and Investments Commission Act (2001) (ASIC Act), National Consumer & Credit Protection Act (NCCPA), Competition and Consumer Act, The Anti-Money Laundering, and Counter-Terrorism Financing Act and Privacy Act; and
  • Analytical skills with the ability to draw sound conclusions.
  • Experience in a leadership role with a passion to identify, coach, engage and develop talent.
  • Why Brighte

  • Employee Share Options. We want to build a successful company which means sharing the potential upside together.
  • Flexible working. It's all about balance so feel free to work from home when you need to.
  • Generous Parental Leave Policy. We couldn't get where we are today without our families.
  • Diversity and Inclusion. Winning Best Workplace Diversity award at the 2020 Finnies.
  • Employee Assistance Program. For confidential financial, work, relationship, or wellbeing support. 
  • Recognition and Reward Brighte Stars program. We drive a culture of recognition and celebration by shining a light on our accomplishments and everyday victories.
  • Nutritious food. A well-stocked pantry including free breakfast, daily fresh fruit, espresso coffee, yoghurt, Tim Tams and many more snacks to make work feel a little more like home. We've also got kombucha, beer, and wine on tap.
  • End-of-Trip Facilities. Cycle in to work, lock up your wheels, and have a shower in our end of trip facilities with towel service and hair dryers.
  • Apply now or see all openings
    Mix of Brighte staff and company stats Mix of Brighte staff and company stats


    Don’t just take our word for it. Here’s what people are saying on Glassdoor.

    “Simply the best place. you wont regret here. Lot of stuff to do and learn and you're free to do so.”

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    “Friendly people, efficient team, good career opportunity”

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    “Good working environment and work-life balance.”

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